“Life is like a box of chocolates, a good lawyer will help you with the sticky bits.”

Vicki Loh


Vicki is an experienced litigator of 18 years standing, and has joined the Characterist team of lawyers from an international law firm.

Her practice is varied and includes general civil and commercial litigation and advisory work, inter alia in the areas of insurance, shipping, construction, employment, banking, tenancy and contentious probate.   She has also undertaken prosecution and advisory work on behalf of government and statutory boards and acted as legal advisor in disciplinary inquiries.

She was also previously a Strata Titles Board panel member and is well versed with all manner of strata title-related disputes.

Vicki shares her thoughts on various aspects of the law from time to time at https://insight.vickilohlaw.sg/

Outside of the law, Vicki is usually engaged as de facto mediator cum arbitrator for the domestic disputes between the four little people that fill her home.

Focus Areas

  • Litigation and Dispute Resolution
  • Insurance
  • Shipping
  • MCST and strata title-related disputes

Significant Matters & Transactions


  • Most recently, Vicki was involved in the arrest of the barge (also a floating fish farm) the “ECOSPARK”.  This arrest in turn gave rise to the High Court’s decision in Vallianz Shipbuilding & Engineering Pte Ltd v Owner of the vessel “ECO SPARK” [2023] SGHC 353, a landmark decision which provided clarity as to the definition of a ship under Singapore admiralty laws.
  • She has commenced and defended legal proceedings and arbitral proceedings (including SIAC, HKIAC, LMAA and SCMA) for a Catalist-listed company in Singapore, involving multi-million-dollar ship purchase, shipbuilding, repair and conversion contracts and charter parties.


Commercial Matters and Disputes:

  • Vicki routinely advises on shareholder agreements and other contractual arrangements.  
  • Vicki has also litigated shareholder disputes and minority oppression claims including contentious shareholder disputes spanning multiple actions.  Her latest reported decision involving shareholder disputes is Chen Mingxing and others v Zhang Jian and others [2021] SGHC 3.


Insurance Claims and Disputes:

  • She has provided advice and representation on behalf of leading insurers in relation to property lines, accident and industrial claims, and also on group policies.   


Employment Issues:

  • She routinely provides advice to companies and employees on their rights and obligations under Singapore law.
  • She has also assisted with the drafting of, and reviews of, employment contracts, retrenchment agreements etc.


Banking and Finance Cases:

  • Vicki has provided advice and negotiated banking finance contracts and related agreements. 
  • She has represented several foreign banks in relation to claims of fraud by their clients and successfully obtained injunctions against the removal of the fraudulent monies.  Secured pre-action discovery to assist with the pursuit of the fraud claims. 
  • She has also represented various clients claiming against their private banks for negligent advice and/or management of their accounts and successfully negotiated settlement.


Building and Construction Cases and Disputes:

  • Vicki has represented the Management Corporation Strata Title Plan, subsidiary proprietors and individual proprietors with respect to construction and renovation defects claims, and all manner of strata title related disputes.
  • Notable cases include:
    • STB 23 of 2023 (represented the proprietors in a claim for alleged encroachment)
    • STB 29 of 2022 (successful defence of a water leak claim)
    • STB 24 of 2015 (represented the MCST in a claim for alleged failure to enforce the by-laws)


Probate & Administration:

  • Vicki acted as lead counsel in the High Court decision of GDR and another v GDL and others [2022] SGHC 30, a case which involved the interpretation of a will that was heavily contested by the minor beneficiaries.
  • She has previously facilitated the administration of a contentious estate that spanned across 8 jurisdictions and oversaw the litigation in the other jurisdictions. 


Client Testimonials:

 “Over the past few years, Vicki has supported our organization with sound and practical legal advice, with successful outcomes. She always followed up closely with us on the matters at hand, and ensured that our concerns were addressed.”

~ Elisa Woodward, (former) Director, Vallianz Holdings Limited


“I had the pleasure of engaging Vicki’s services recently, where she assisted my company with the vetting and refining of contracts on short notice. She is attentive and patient, her responses are prompt and the advice given is clear and suited to our needs.  All in all, I am satisfied with the level of professionalism and competency she displayed throughout the engagement and would highly recommend her to prospective clients for any legal support.” 

~ Kent, Area Manager, Oil and Gas consultancy firm 

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